Terms and Conditions

Last updated: November 18, 2025

Agreement to Terms

These Terms and Conditions constitute a legally binding agreement between you, whether personally or on behalf of an entity, and Ask Verge, concerning your access to and use of our website and services. You agree that by accessing the website, you have read, understood, and agree to be bound by all of these Terms and Conditions.

If you do not agree with all of these Terms and Conditions, then you are expressly prohibited from using the website and services, and you must discontinue use immediately.

Important Notice: Supplemental terms and conditions or documents that may be posted on the website from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Terms and Conditions.

User Obligations and Responsibilities

1. Legal Compliance

You represent and warrant that:

• You have the legal capacity and agree to comply with these Terms and Conditions
• You are not a minor in the jurisdiction in which you reside
• You will not access the website through automated or non-human means
• You will not use the website for any illegal or unauthorized purpose
• Your use of the website will not violate any applicable law or regulation

2. Prohibited Conduct

You agree that you will not engage in any of the following prohibited activities:

• Systematically retrieve data or content from the website to create a collection or database
• Make unauthorized use of the website, including collecting usernames and email addresses
• Circumvent, disable, or otherwise interfere with security-related features
• Engage in unauthorized framing of or linking to the website
• Trick, defraud, or mislead us or other users
• Make improper use of our support services or submit false reports
• Interfere with, disrupt, or create an undue burden on the website or networks
• Harass, annoy, intimidate, or threaten any of our employees or agents
• Copy or adapt the website's software or any portion thereof
• Decipher, decompile, disassemble, or reverse engineer any software

3. Content Guidelines

When submitting or posting content through our website, you agree not to:

• Post content that is defamatory, obscene, or offensive
• Infringe upon the intellectual property rights of others
• Upload viruses or malicious code that may harm our systems
• Engage in any automated use of the system without authorization
• Distribute unsolicited or unauthorized advertising or promotional materials

4. Indemnification Obligations

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of your breach of these Terms and Conditions, your breach of your representations and warranties, your violation of the rights of a third party, or your use of the website.

Liability Limitations and Disclaimers

Disclaimer of Warranties

The website and services are provided on an "as-is" and "as-available" basis. You agree that your use of the website and services will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the website and your use thereof, including, without limitation:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties regarding the accuracy, reliability, or completeness of content
• Warranties that the website will be uninterrupted, secure, or error-free

Limitations of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any:

• Direct, indirect, consequential, exemplary, incidental, special, or punitive damages
• Loss of profits, revenue, data, use, goodwill, or other intangible losses
• Damages resulting from your access to or use of (or inability to access or use) the website
• Damages resulting from any conduct or content of any third party

This limitation applies regardless of the legal theory upon which the claim is based, whether in contract, tort, strict liability, or otherwise, even if we have been advised of the possibility of such damages.

Exceptions and Limitations

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the greatest extent permitted by law. The aggregate liability of Ask Verge for all claims relating to the website and services shall not exceed the greater of $100 or the amount you paid to us in the twelve months preceding the claim.

Legal Information and Dispute Resolution

Governing Law

These Terms and Conditions and your use of the website are governed by and construed in accordance with the laws of the State of New York applicable to agreements made and to be entirely performed within the State of New York, without regard to its conflict of law principles.

Dispute Resolution

Any legal action of whatever nature brought by either you or us shall be commenced or prosecuted in the state and federal courts located in New York County, New York. Both parties hereby consent to the exclusive jurisdiction and venue of such courts.

Prior to initiating formal legal proceedings, the parties agree to attempt in good faith to resolve any dispute arising out of or relating to these Terms and Conditions through negotiation or mediation within a reasonable period, not to exceed 60 days.

Severability and Waiver

Severability: If any provision of these Terms and Conditions is held to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed severed from these Terms and Conditions. Such determination shall not affect the validity and enforceability of any other remaining provisions.

Waiver: Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms and Conditions shall not affect a party's ability to exercise such right or require such performance at any time thereafter, nor shall the waiver of a breach constitute a waiver of any subsequent breach.

Entire Agreement

These Terms and Conditions, along with our Privacy Policy and any other legal notices published by us on the website, constitute the entire agreement between you and Ask Verge concerning your use of the website. If any provision of these Terms and Conditions conflicts with any provision of a separate agreement you have with us, the terms of the separate agreement will prevail.

Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the website at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our website. We also reserve the right to modify or discontinue all or part of the website without notice at any time.

We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the website. We cannot guarantee the website will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the website, resulting in interruptions, delays, or errors.

Force Majeure

We shall not be held liable for any delays or failures in performance resulting from acts beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

User Data and Privacy

We will maintain certain data that you transmit to the website for the purpose of managing the performance of the website, as well as data relating to your use of the website. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the website.

You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

For more information about how we collect, use, and protect your personal information, please review our Privacy Policy.

Termination

These Terms and Conditions shall remain in full force and effect while you use the website. Without limiting any other provision of these Terms and Conditions, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the website (including blocking certain IP addresses) to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant contained in these Terms and Conditions or of any applicable law or regulation.

We may terminate your use or participation in the website or delete any content or information that you posted at any time, without warning, in our sole discretion. If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party.

In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

Questions or Concerns?

If you have any questions or concerns about these Terms and Conditions, please contact us using the information provided at the top of this page.

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